FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Engineering","id":"e001f65d-2325-43ed-8f54-932152d2a33a","title":"Engineering Manager","state":"published","description":"
You will be working as an Engineering Manager as a part of our Technology & Engineering division, which is now composed of 75+ people in Nigeria, France, Germany, Poland, Turkey and remotely across the globe.
We are growing Engineering organization to excellence across multiple regions and are looking for smart, talented, and driven engineering leaders. This is a unique opportunity to lead one of our core engineering teams at a time of fast growth.
Role:
Reporting directly to the head of engineering in a business unit, we are looking for an engineering manager that has come ideally from Backend software engineering career. The role is remote.
Achieve:
Scaling and leading our globally distributed software engineering teams (Backend).
Putting processes in place to insure high quality and timely delivery of team engineering objectives.
Managing and contributing at times in our quest to build scalable infrastructure whilst limiting technical debt at all times. Look at engineering solutions through the lens of efficiency, quality, and velocity.
Our Tech Stack:
Cloud providers: AWS, GCP
Backend: Primarily Golang. Some Ruby rails
Architecture: Containerised Micro-service
Android Application: Kotlin, KMP
iOS Application: Swift, KMP
Configuration management: Terraform, Kubernetes.
CI/CD: Github Actions, ArgoCD.
","socialSharingDescription":"You will be working as an Engineering Manager as a part of our Technology & Engineering division, which is now composed of 75+ people in Nigeria, France, Germany, Poland, Turkey and remotely across the globe.We are growing Engineering organizat...","employmentType":"Full-time","benefitsSection":"
25 days paid vacation, Sick & Public Holidays to B2B contractors
Remote (timezone must have significant overlap with CET)
Training & Development budget
Paid company business trips
Recruitment Process
HR call 15-30 minutes.
Leadership interview with our tech leaders.
Technical interview with back-end focused.
","requirementsSection":"
6 - 8 years of experience in backend development
You have one significant work experience managing and leading a software engineering team
You have an Engineering or University Diploma in computer science (we are also open to self-taught with 5 years experience in computer engineering)
You are able to code in a backend language (Golang, Ruby on Rails, Python, Java, Javascript, C#)
Understanding of AWS or GCP cloud providers
Understanding the overall architecture and function of how multiple technology teams work together to build systems
You excel at troubleshooting
You are still hands-on and have experience in architecting scalable solutions.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Sales","id":"2086367b-90f8-48bf-be02-acdbfd24b9fa","title":"Relationship Manager","state":"published","description":"
About the company
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
The Relationship Manager will drive offline merchant acquiring businesses (Chain Stores, restaurants, Supermarkets, FMCG, Pharmacy, Betting, etc.), and develop strategies to increase sales revenue.
Roles and Responsibilities:
S/he will be responsible for driving the business of Merchant acquiring in the different merchant sectors (Supermarket, Pharmacies, Filling Stations, Eateries & Restaurants, Lounge and Bar and Hotels), within the Region, and developing & deploring strategies to increase sales revenue.
Developing plans and strategic initiatives for growing the Merchant Acquisition business and achieving the company's sales goals;
Managing and leading the Merchant acquisition team within the Region, to deliver profitable growth.
Daily, Weekly, and Monthly monitoring of the KPI of the Merchant team within the assigned Region, ensuring all targets are met and exceeded consistently.
Drive the KAMs to ensure they hit all KPIs for the individual teams.
Hit target quotas for set KPIs for the Region(Transaction value, volume, and revenue).
Monitoring market trends and providing regular competitor feedback to the Merchant Acquisition Manager.
Have a good understanding of the business's products or services and be able to advise others about them.
Follow up with Merchants and ensure active and inactive merchants are visited and if need be, mobilize retrieval of POS from inactive business partners within the region.
","socialSharingDescription":"About the companyFairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding f...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruitment Process:
A screening call with a member of the recruitment team for 30 minutes.
Technical interview with the hiring manager for 30 to 60 minutes.
","requirementsSection":"
Bachelor’s Degree in Sales and Marketing or related fields.
A minimum of 6 to 8 years of experience in the Merchant business.
Must have an Android phone.
Proven experience managing a high-performance sales team.
Ability to motivate a team of Sales Managers for performance.
Extremely flexible, result-oriented, and hardworking with a strong track record of success.
Ability to self-motivate and manage self.
Good communication and interpersonal skills.
Customer orientation and ability to adapt/respond to different characters.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"on_site"},{"department":"Sales","id":"1376c78a-b407-45f6-bb23-3ea76a342fc3","title":"Relationship Manager","state":"published","description":"
About the company
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
The Relationship Manager will drive offline merchant acquiring businesses (Chain Stores, restaurants, Supermarkets, FMCG, Pharmacy, Betting, etc.), and develop strategies to increase sales revenue.
Roles and Responsibilities:
S/he will be responsible for driving the business of Merchant acquiring in the different merchant sectors (Supermarket, Pharmacies, Filling Stations, Eateries & Restaurants, Lounge and Bar and Hotels), within the Region, and developing & deploring strategies to increase sales revenue.
Developing plans and strategic initiatives for growing the Merchant Acquisition business and achieving the company's sales goals;
Managing and leading the Merchant acquisition team within the Region, to deliver profitable growth.
Daily, Weekly, and Monthly monitoring of the KPI of the Merchant team within the assigned Region, ensuring all targets are met and exceeded consistently.
Drive the KAMs to ensure they hit all KPIs for the individual teams.
Hit target quotas for set KPIs for the Region(Transaction value, volume, and revenue).
Monitoring market trends and providing regular competitor feedback to the Merchant Acquisition Manager.
Have a good understanding of the business's products or services and be able to advise others about them.
Follow up with Merchants and ensure active and inactive merchants are visited and if need be, mobilize retrieval of POS from inactive business partners within the region.
","socialSharingDescription":"About the companyFairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding f...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruitment Process:
A screening call with a member of the recruitment team for 30 minutes.
Technical interview with the hiring manager for 30 to 60 minutes.
","requirementsSection":"
Bachelor’s Degree in Sales and Marketing or related fields.
A minimum of 6 to 8 years of experience in the Merchant business.
Must have an Android phone.
Proven experience managing a high-performance sales team.
Ability to motivate a team of Sales Managers for performance.
Extremely flexible, result-oriented, and hardworking with a strong track record of success.
Ability to self-motivate and manage self.
Good communication and interpersonal skills.
Customer orientation and ability to adapt/respond to different characters.
","url":"https://jobs.workable.com/view/3ppmPjCfQrrRHyzS6Rmkrv/relationship-manager-in-abuja-at-fairmoney","language":"en","locations":["Abuja, Federal Capital Territory, Nigeria"],"location":{"city":"Abuja","subregion":"Federal Capital Territory","countryName":"Nigeria"},"created":"2025-02-19T00:00:00.000Z","updated":"2025-02-19T00:00:00.000Z","company":{"id":"5ab36158-dfa2-450b-aa26-4a3f749726db","title":"FairMoney","website":"https://fairmoney.io/","image":"https://workablehr.s3.amazonaws.com/uploads/account/logo/519744/logo","description":"
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"on_site"},{"department":"Logistics and Supply Chain","id":"953b1b2c-6f1d-43e6-8972-4356adb84aed","title":"Repair Specialist","state":"published","description":"
FairMoney is a credit-led mobile bank for emerging markets. The company was launched in 2017, operates in Nigeria & India, and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. The company has offices in France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.
Watch the way FairMoney is building Africa's money story here
FairMoney is building the leading mobile bank and POS solution for emerging markets. We started with a digital microcredit application on Android. Today, we have expanded our offerings to encompass a comprehensive suite of financial services, including current accounts, savings accounts, debit cards, and cutting-edge POS solutions for merchants and agents through PayForce by FairMoney.
Responsibilities
POS systems, maintenance, troubleshoot, diagnose, and repair of hardware and software.
Document, prioritize and follow up on all support tickets.
Propose and evaluate technical solutions and alternatives.
Working knowledge of Regular, Android POS devices is an added advantage.
Manage all on site installation, repair, maintenance, and test tasks.
Diagnose errors or technical problems and determine proper solutions.
Supports and maintains merchants POS systems and terminals
Perform diagnosis, troubleshooting, hardware repairs of POS systems, backup and other maintenance tasks.
Managing the maintenance of all the POS terminals via Terminal management system with firmware and applications upgrade.
Provide System Administration for POS Terminal Management system
Monitor and report on activities and provide relevant management information for the solutions.
Serve as advisor to our employees by answering all of their sales related questions and concerns.
","socialSharingDescription":"FairMoney is a credit-led mobile bank for emerging markets. The company was launched in 2017, operates in Nigeria & India, and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. The company has office...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruiting process
A screening call with the Senior Recruiter ~30 minutes
Technical interview with the hiring manager ~60 minutes
","requirementsSection":"
Proven experience as a POS Repair Specialist or relevant role, with at least 3 years of experience.
Expertise in troubleshooting and repairing various types of technical equipment.
Hands-on experience with testing, maintaining POS systems
Excellent communication skills, both written and verbal.
Strong analytical and problem-solving skills.
Ability to work independently and as part of a team.
Willingness to work flexible hours, when necessary.
","url":"https://jobs.workable.com/view/jqNEH2ntKTie74rBGzZECV/repair-specialist-in-abuja-at-fairmoney","language":"en","locations":["Abuja, Federal Capital Territory, Nigeria"],"location":{"city":"Abuja","subregion":"Federal Capital Territory","countryName":"Nigeria"},"created":"2025-02-18T00:00:00.000Z","updated":"2025-02-18T00:00:00.000Z","company":{"id":"5ab36158-dfa2-450b-aa26-4a3f749726db","title":"FairMoney","website":"https://fairmoney.io/","image":"https://workablehr.s3.amazonaws.com/uploads/account/logo/519744/logo","description":"
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"on_site"},{"department":"Logistics and Supply Chain","id":"f4fba4a6-0163-43ee-8947-c951792f9b47","title":"Repair Specialist","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.
To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
Roles and Responsibilities
POS systems, maintenance, troubleshooting, diagnosis, and hardware and software repair.
Document, prioritize, and follow up on all support tickets.
Propose and evaluate technical solutions and alternatives.
Working knowledge of Regular, Android POS devices is an added advantage.
Manage all on-site installation, repair, maintenance, and test tasks.
Diagnose errors or technical problems and determine proper solutions.
Supports and maintains merchant's POS systems and terminals.
Perform diagnosis, troubleshooting, hardware repairs of POS systems, backup, and other maintenance tasks.
Managing the maintenance of all the POS terminals via the Terminal management system with firmware and application upgrades.
Provide System Administration for the POS Terminal Management system.
Monitor and report on activities and provide relevant management information for the solutions.
Serve as advisor to our employees by answering all of their sales-related questions and concerns.
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruiting Process
A screening call with the Senior Recruiter ~30 minutes
Technical interview with the hiring manager ~60 minutes
","requirementsSection":"
Proven experience as a POS Repair Specialist or relevant role, with at least 3 years of experience.
Expertise in troubleshooting and repairing various types of technical equipment.
Hands-on experience with testing, and maintaining POS systems.
Excellent communication skills, both written and verbal.
Strong analytical and problem-solving skills.
Ability to work independently and as part of a team.
Willingness to work flexible hours, when necessary.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"on_site"},{"department":"Merchant Loan Offline","id":"05dd88c4-f486-46e6-b3a9-8111ea232749","title":"Team Manager","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
The Team Manager will Manage with effectiveness and efficiency a team portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company. The Por supervisor remains responsible of the portfolio activities of his/her team from promotion, loan assessment, disbursement collection and complete recovery. He/she is also responsible for having a good relationship with FairMoney’s clients and encourage them to buy all the products they are qualified for. Key Responsibilities
Loan Officer Supervision
Manage Team of Portfolio managers play a team leadership role that motivates team members to achieve excellence
Ensure that individual loan officers on team meet monthly disbursement objectives.
Ensure that individual loan officers on team meet monthly quality targets by maintaining a very strict minimum risk level.
Monitor performance to make sure that every team member is performing to the optimum level and ensure that the policy and procedures are respected.
Conduct pre-disbursement field visits with loan officers on team.
Monitor daily repayment.
Support loan officers with loan recovery, client acquisition.
Approving loans when approval authorities are granted.
Assessing periodically the performance of his/her team member for decision making.
Support the area manager or the state manager in building a good working environment.
Represent the institution towards active and potential partners with dignity and pride.
Training
Provide regular training for loan officers on team
Coach and mentor loan officers
Reporting
Prepare daily reports on individual loan officer performance
Other tasks as assigned.
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruitment Process:
A screening call with a member of the recruitment team for 30 minutes.
Technical interview with the hiring manager for 30 to 60 minutes.
","requirementsSection":"
HND/Bachelor’s Degree in Sales and Marketing or related fields.
A minimum of 6 years of experience in Loan Sales / Portfolio Management and team management
Ability to motivate a team of Sales Managers for performance.
Extremely flexible, result-oriented, and hardworking with a strong track record of success.
Ability to self-motivate and manage self.
Good communication and interpersonal skills.
High level of integrity
Dynamic and motivated and individuals who like to work outdoors.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"on_site"},{"department":"Product","id":"37192f28-54da-41ba-9a18-66346fd0b540","title":"Head of Business Banking Product","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. FairMoney maintains a strong international presence, with offices in several countries, including France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video.
About The Role:
We are seeking an experienced and dynamic Product leader to join our growing POS merchant & agency business in Nigeria. As we embark on our transformation journey to become a leading business bank in addition to our core POS services, we need a visionary leader who possesses a deep understanding of fintech, core payment systems, and business banking. The ideal candidate will play a crucial role in shaping our product strategy, driving innovation, and delivering exceptional financial services to merchants and businesses across Nigeria and other parts of Africa as we expand
Roles and Responsibilities:
1. Product Strategy: Develop and execute a comprehensive product strategy that aligns with the company's vision of becoming a leading business bank. Identify growth opportunities, market trends, and customer needs to enhance our product offerings.
2. Fintech Expertise: Leverage fintech knowledge and industry insights to drive product innovation and digital transformation. Identify emerging technologies that can improve our financial services and optimise business processes.
3. Business Banking Expansion: Lead the expansion of our product portfolio to include business banking services such as deposits, lending, trade finance, and other financial solutions tailored to meet the needs of small and medium-sized businesses.
4. Core Payment Solutions: Oversee the enhancement and maintenance of our core payment systems, including POS terminals, to ensure seamless and secure transactions for our customers.
5. Market Research: Conduct market research and competitive analysis to understand customer preferences, identify market gaps, and inform product development decisions.
6. Customer-Centric Approach: Champion a customer-centric approach to product development, ensuring that all initiatives are focused on delivering value and an exceptional user experience to our merchant and business customers.
7. Cross-Functional Collaboration: Collaborate closely with engineering, design, marketing, and operations teams to deliver new products and features in a timely manner.
8. Regulatory Compliance: Stay updated on relevant financial regulations and ensure that our products and services adhere to all compliance requirements.
9. Performance Tracking: Define key performance indicators (KPIs) and metrics to track the success of new product launches and overall product performance.
10. Team Leadership: Build and lead a high-performing product team, fostering a culture of innovation, collaboration, and continuous improvement.
11. Despite all of the above superpowers, you have no chip on the shoulder & are fun to work with.
Preferred background & experience:
Bachelor's or Master's degree in Business, Finance, Computer Science, or a related field.
Proven experience 5+ in fintech, product management, and business banking, preferably in the Nigerian or African market or emerging markets
Strong understanding of core payment systems, financial technologies, and digital banking platforms.
Track record of successfully launching and scaling financial products and services.
Excellent strategic thinking, problem-solving, and decision-making abilities.
Strong leadership skills with the ability to motivate and inspire cross-functional teams.
Exceptional communication and interpersonal skills.
Experience with regulatory compliance in the financial services industry.
Flexibility to adapt to a fast-paced and evolving business environment.
Passion for driving financial inclusion and making a positive impact on businesses and communities.
Location: The position is open to candidates in Nigeria or other locations globally.
We look forward to welcoming a visionary Product Lead who will play a key role in shaping our company's future as a leading business bank while continuing to excel in the POS agency business. If you believe you have the expertise and passion for this role, we encourage you to apply and be part of our exciting journey!
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Pension Plan
Training & Development
Remote work
Paid Time Off
Recruitment Process
Screening call with Recruiter: 30 minutes.
Technical interview with the product team: 45-60 minutes.
Assignment (takeaway).
Final interview with Director of Product: 45-60 minutes.
","requirementsSection":"
Bachelor's degree in Business, Finance, Computer Science, or a related field. A Master's degree is a plus.
Proven experience as a Product Manager in the lending industry, preferably within the fintech sector.
In-depth knowledge of lending products and services, including consumer and small business lending, credit scoring models, and risk assessment.
Demonstrated experience in developing and launching successful fintech products.
Strong analytical and data-driven decision-making skills.
Familiarity with the Nigerian and African fintech markets and an understanding of local customer preferences and behaviors is a bonus but not essential
Excellent leadership and communication skills with the ability to collaborate effectively with cross-functional teams.
Experience in managing and motivating high-performing product teams.
Creative problem solver mindset with a data-driven and KPI-oriented approach using such tools as SQL, Python and Excel
Entrepreneurial mindset and commitment to getting hands dirty at all times;
Join Fairmoney Nigeria today and be a part of our mission to revolutionise financial services in Africa through innovative lending products and outstanding customer experiences. If you are passionate about fintech, possess a strong lending background, and have a track record of driving product success, we would love to hear from you.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Risk","id":"d83a001f-44a6-417a-a673-891045ca92ba","title":"Head of Collections Analytics and Strategy","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. FairMoney maintains a strong international presence, with offices in several countries, including France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video.
About the role
The ideal candidate for this role will be a highly skilled and strategic individual who can oversee the collections lifecycle, develop analytics and strategies for optimizing recovery rates, and effectively manage a team. They will combine deep analytical capabilities with a strong understanding of ECL (Expected Credit Loss) modeling, cohort analysis, and collections operations. The role requires a balance of high-level strategic thinking and the ability to dive deep into the math and execution of data-driven decisions. The person must have experience managing people and optimizing the recovery processes, while ensuring effective communication across various departments (e.g., call centers, underwriting, collections). This individual must think like a systems engineer to isolate variables impacting recovery performance and create actionable solutions.
Key Responsibilities:
A. Analytics and Strategy Development:
Lead the analytics and strategy for optimizing collections processes across the unsecured lending portfolio.
Develop, maintain, and refine ECL models (Expected Credit Loss) to predict and optimize recovery rates.
Use cohort analysis and book analysis to assess performance, measure recovery effectiveness, and adjust strategy based on trends.
Drive A/B testing, test-learn-iterate approaches to improve collections strategies, optimizing both short-term recovery and long-term customer relationships.
Understand how different data dimensions affect each other and synthesize findings to create actionable insights.
B. Modeling & Data Analytics:
Perform data extraction and analysis (SQL, Python, or other analytics tools) to monitor collections performance, ensuring accuracy and completeness in reporting.
Build sophisticated models to isolate recovery rates impacted by underwriting decisions vs. collections efforts.
Conduct in-depth analyses to understand portfolio behavior and segment customers based on recovery likelihood and repayment capacity.
Evaluate the relationship between credit underwriting decisions and recovery performance, identifying areas for improvement in both functions.
C. Team Management & Optimization:
Manage a cross-functional team of analysts and collections specialists, ensuring they have the tools, training, and support to optimize performance.
Continuously refine and enhance the recovery rates across different segments, ensuring alignment between underwriting, collections, and customer service.
Work closely with the call center teams, providing guidance on the tonality of calls, communication approaches, and overall strategy for handling collections.
Develop and track key performance metrics for the team, providing regular feedback and leading initiatives to improve operational efficiency.
D. Strategic Oversight & Process Improvement:
Ensure the collection strategy aligns with broader business goals, focusing on profitability, risk management, and customer experience.
Manage and optimize the entire collections lifecycle, from initial outreach through final resolution, while balancing risk and customer satisfaction.
Implement innovative strategies to improve recovery rates, considering customer segmentation, call center strategies, and collection tools.
E. Collaboration & Stakeholder Communication:
Collaborate closely with key internal stakeholders, such as the underwriting team, data science teams, marketing, and senior leadership, to refine the collections strategy and align on business objectives.
Effectively communicate insights and recommendations to senior leadership, including reports on performance, improvements, and optimizations.
Advocate for a test-learn-iterate mindset across departments to drive data-informed decisions that continuously improve collections outcomes.
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Pension Plan
Training & Development
Remote work
Paid Time Off
Recruitment process
Screening call with Senior Recruiter
Take-Home Case Study
Technical Interview with Hiring Manager
Final interview with Chief Risk Officer
","requirementsSection":"
A. Experience & Management:
5+ years of experience in collections analytics, credit risk, or a similar data-driven strategy role, with a strong track record of performance optimization in unsecured lending.
At least 2 years in a leadership or team management role, with experience in leading and developing cross-functional teams.
Experience with managing large-scale, multi-faceted collections strategies, including call centers, customer engagement, and ECL modeling.
B. Advanced Analytical Skills:
Proficiency in SQL, Python, or similar data extraction and manipulation tools for handling large datasets.
Strong experience with statistical modeling and analytics tools to develop and improve ECL models and optimize recovery strategies.
Expertise in cohort analysis, book analysis, and segmentation strategies, understanding the nuances between these approaches and their impact on recovery performance.
Ability to apply predictive analytics and build actionable strategies to improve key KPIs, including recovery rates, aging of debt, and delinquency rates.
C. Understanding of Recovery and Underwriting:
A deep understanding of the relationship between underwriting decisions and collections performance, and how those impact the recovery process.
Ability to isolate and quantify the effects of underwriting vs. collections strategies on performance, using data to drive improvements in both areas.
Experience optimizing recovery strategies across different segments of a consumer loan portfolio.
D. Strategic Thinking with Tactical Execution:
Ability to think strategically about collections while being hands-on in analyzing the data and understanding the granular details (SQL queries, statistical models).
Demonstrated success in test-learn-iterate approaches, where strategies are continuously optimized based on rigorous data testing and insights.
E. Communication & Leadership:
Strong interpersonal and communication skills to collaborate across departments, manage teams, and present findings to senior leadership.
Ability to lead teams in the design and execution of recovery strategies that balance both operational excellence and customer satisfaction.
F. Systems Engineering Mindset:
The ability to approach challenges with a systems engineering mindset, understanding how different parts of the collection process (underwriting, customer service, call centers, strategy) interact and affect overall performance.
Data-driven, objective decision-making that can identify areas for performance isolation and improvements in the collections lifecycle.Desired Traits:
Proactive: Anticipates challenges and continuously seeks new ways to improve processes.
Adaptable: Comfortable in a fast-paced, dynamic environment and capable of adjusting strategy in real-time.
Results-Oriented: Driven to achieve measurable results, with a strong focus on improving key performance metrics like recovery rates, delinquency rates, and cost to recover.
Conclusion: This person should be a strong leader with a balance of high-level strategic thinking and deep analytical expertise. They must understand the details of collections operations while being able to zoom out and develop big-picture strategies to optimize the entire lifecycle of collections, from underwriting to customer communication to final recovery. They will drive continuous improvement through testing, iteration, and cross-functional collaboration.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Engineering","id":"c6e6b0fa-4cd5-4dda-b92d-fb7514d158d0","title":"Team Lead - .NET","state":"published","description":"
You will be working as an Engineering Manager as a part of our Technology & Engineering division, which is now composed of 75+ people in Nigeria, France, Germany, Poland, Turkey and remotely across the globe.
We are growing Engineering organization to excellence across multiple regions and are looking for smart, talented, and driven engineering leaders. This is a unique opportunity to lead one of our core engineering teams at a time of fast growth.
Role:
Reporting directly to the head of engineering in a business unit, we are looking for an engineering manager that has come ideally from Backend software engineering career. The role is remote.
Achieve:
Scaling and leading our globally distributed software engineering teams (Backend).
Putting processes in place to insure high quality and timely delivery of team engineering objectives.
Managing and contributing at times in our quest to build scalable infrastructure whilst limiting technical debt at all times. Look at engineering solutions through the lens of efficiency, quality, and velocity.
Our Tech Stack:
Cloud providers: Azure
Backend: Primarily .NET and Go-lang
Architecture: Containerised Micro-service
Configuration management: Terraform, Kubernetes.
CI/CD: Github Actions, ArgoCD.
","socialSharingDescription":"You will be working as an Engineering Manager as a part of our Technology & Engineering division, which is now composed of 75+ people in Nigeria, France, Germany, Poland, Turkey and remotely across the globe.We are growing Engineering organizat...","employmentType":"Full-time","benefitsSection":"
20 days paid vacation, Sick & Public Holidays to B2B contractors
Remote (timezone must have significant overlap with CET)
Training & Development budget
Paid company business trips
Recruitment Process
HR call 15-30 minutes.
Leadership interview with our tech leaders.
Technical interview with back-end focused.
","requirementsSection":"
6 - 8 years of experience in backend development mostly with .Net (C#)
You have one significant work experience managing and leading a software engineering team
You have an Engineering or University Diploma in computer science (we are also open to self-taught with 5 years experience in computer engineering)
You are able to code in a backend language (Golang, C#)
Understanding of Azure or AWS cloud providers
Understanding the overall architecture and function of how multiple technology teams work together to build systems
You excel at troubleshooting
You are hands-on and have experience in architecting scalable solutions.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Engineering","id":"abe60919-7f4e-488d-b9ce-4b411d295794","title":"Software Engineer - Backend (Go-lang)","state":"published","description":"
You will be working as a Senior Software Engineer as a part of our Technology & Engineering division, which is now composed of 75+ people in Paris. Germany, Poland, Turkey and remotely across the globe.
We are building Engineering centers of excellence across multiple regions and are looking for intelligent, talented, and driven engineering leaders. This is a unique opportunity to lead one of our core engineering teams during fast growth.
The role is mainly remote with occasional office visits.
This is a unique opportunity to be part of the core engineering team of a fast-growing fintech poised for more rapid growth in the coming years.
We are looking forward you to working on:
Developing high-quality features by working with our Product team to better serve customers;
Building a platform on which each market can plug its specific features while maintaining a solid common core product;
Tackling complex financial processes with the right patterns and appropriate solutions;
Helping drive the architecture and technology choices that enable a world-class experience for our customers;
Being responsible for designing, developing, and deploying medium to large-sized projects;
Helping define engineering best practices and providing technical mentorship to other members of the engineering team;
Contributing to continuous improvements to an infrastructure that can handle millions of clients;
Analyzing and improving efficiency, scalability, and stability of monitoring, continuous integration, and platform integration.
Technical Stack
Our customer-facing product is an Android application;
It communicates with a Ruby on Rails or Go-lang backend (sidekiq, rspec);
Our ML pipeline is an API-flask (Python);
We are hosted on AWS: we use Elastic Beanstalk, an RDS Aurora Mysql database, S3, Kinesis (data-stream, firehose);
Prototype of a data warehouse on GCP (GCS, BigQuery, Cloud Composer);
We have automated tests that run on Travis.
","socialSharingDescription":"You will be working as a Senior Software Engineer as a part of our Technology & Engineering division, which is now composed of 75+ people in Paris. Germany, Poland, Turkey and remotely across the globe.We are building Engineering centers of exc...","employmentType":"Full-time","benefitsSection":"
20 days paid vacation, Sick & Public Holidays to B2B contractors
Family Leave (Maternity, Paternity)
Training & Development budget
Paid company business trips (not mandatory)
Fully Remote, Work from Anywhere (timezone must have partial overlap with CET)
Recruitment Process
HR call 15-30 minutes.
Technical interview with back-end focused.
Stakeholder interview with our tech leaders.
","requirementsSection":"
6+ years of experience in backend software development mostly with Go-lang (and/or Java/C++);
2+ years of experience contributing to the architecture and design (architecture, design patterns, reliability, and scaling) of new and current systems
You have an Engineering or University Diploma in computer science (we are also open to self-taught with 5 years of experience in computer engineering),
You are able to code in a backend languages (Python, Java, Javascript, Golang, C#)
Understanding of AWS or GCP cloud providers.
Understanding the architecture and function of multiple technology teams working together to build systems.
","url":"https://jobs.workable.com/view/ne9Rn45XTfU3UTGGdBq7yd/remote-software-engineer---backend-(go-lang)-in-i%CC%87stanbul-at-fairmoney","language":"en","locations":["TELECOMMUTE","İstanbul, İstanbul, Turkey"],"location":{"city":"İstanbul","subregion":"İstanbul","countryName":"Turkey"},"created":"2025-02-10T00:00:00.000Z","updated":"2025-02-10T00:00:00.000Z","company":{"id":"5ab36158-dfa2-450b-aa26-4a3f749726db","title":"FairMoney","website":"https://fairmoney.io/","image":"https://workablehr.s3.amazonaws.com/uploads/account/logo/519744/logo","description":"
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Engineering","id":"19c895a4-cad7-49e0-bdc4-449d42519289","title":"Mobile Software Engineer - iOS","state":"published","description":"
FairMoney is a credit-led mobile bank for emerging markets. The company was launched in 2017, operates in Nigeria & India, and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures.
You will be working as a Mobile Software Engineer in our Technology Division, which is now composed of 75+ people in Lagos, Bangalore, Paris, Türkiye, and remotely across the globe.We are building Engineering centres of excellence across multiple regions and are looking for smart, talented, driven engineers. This is a unique opportunity to be part of the core engineering team of a fast-growing fintech poised for more rapid growth in the coming years. To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
About the Role
The role is to develop new service functionality for our iOS application that powers the interaction between our Mobile-first Microfinance bank and our worldwide customers. Functionality that acts to maximize customer experience and utility.
Responsibilities
Designing and building mobile applications for Apple’s iOS platform.
Collaborating with the design team to define app features.
Ensuring quality and performance of the application to specifications.
Fixing application bugs before the final release.
Publishing application on App Store.
Maintaining the code and atomization of the application.
Designing and implementing application updates.
","socialSharingDescription":"FairMoney is a credit-led mobile bank for emerging markets. The company was launched in 2017, operates in Nigeria & India, and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. You will be working as...","employmentType":"Full-time","benefitsSection":"
25 days paid vacation, Sick & Public Holidays to B2B contractors
Training & Development budget
Paid company business trips (not mandatory).
Recruitment process
Screening call of ~30 minutes with a member from the HR team
Deep Technical interview - with Laurent (Mobile Tech Lead) & Enver (Senior Engineering Manager) ~ 90 minutes
An additional interview with the CTO may be required.
","requirementsSection":"
4+ years of professional experience in iOS native development.
Proficient in Swift or similar language
Knowledge of Apple’s design principles and application interface guidelines.
You are comfortable with Clean Architecture principles
You are used to writing Unit tests, integration tests
You are able to manage complexity in a large project
You also have experience in Android native development (optional)
Soft skills
Driven by impact
Great team player & communicator, who at the same time can also work autonomously
Proactive and hard-working \"Get it done\" attitude
Will to over-reach objectives.
","url":"https://jobs.workable.com/view/4bEvq1m2LHMszJU2wcBfbD/remote-mobile-software-engineer---ios-in-i%CC%87stanbul-at-fairmoney","language":"en","locations":["TELECOMMUTE","İstanbul, İstanbul, Turkey"],"location":{"city":"İstanbul","subregion":"İstanbul","countryName":"Turkey"},"created":"2025-02-10T00:00:00.000Z","updated":"2025-02-10T00:00:00.000Z","company":{"id":"5ab36158-dfa2-450b-aa26-4a3f749726db","title":"FairMoney","website":"https://fairmoney.io/","image":"https://workablehr.s3.amazonaws.com/uploads/account/logo/519744/logo","description":"
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Sales","id":"3e894ea8-aa50-4c2b-9ee3-086c277f321c","title":"State Head - Merchant Acquiring","state":"published","description":"
About the company
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
The State Head for Large Merchant Acquisition will spearhead the acquisition efforts for high-value merchants across various key sectors, focusing on those with a minimum monthly turnover of N6 million per terminal and N30 million per month.
Key Responsibilities:
Industry Focus: Lead merchant-acquiring efforts in key sectors, including but not limited to transportation, travel agencies, luxury bus operators, logistics, courier services, and ride-sharing platforms (e.g., Bolt & Uber).
Relationship Building: Develop robust relationships with top merchants in the targeted sectors, fostering connections with key decision-makers.
Team Management: Oversee a team of Key Account Managers responsible for acquiring and managing large merchants within the designated verticals.
Network Development: Leverage an extensive network to identify opportunities, understand merchant needs, and promote the organization’s solutions for mutual satisfaction.
Industry Engagement: Actively participate in industry-related events to expand relationships with key merchants, staying updated on sector trends and challenges.
Association Partnerships: Collaborate with major associations within the targeted verticals to facilitate merchant acquisition and strengthen industry connections.
Key Account Maintenance: Manage relationships with key accounts, ensuring their satisfaction and promptly addressing any concerns.
Complaint Resolution: Timely resolution of merchant complaints, ensuring high customer satisfaction.
Network Expansion: Continuously build networks within the assigned verticals, identifying new opportunities for merchant acquisition.
Product Knowledge: Develop a comprehensive understanding of the organization's products and services, guiding others and effectively communicating value propositions to merchants.
","socialSharingDescription":"About the companyFairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding f...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruitment Process:
A screening call with a member of the recruitment team for 30 minutes.
Technical interview with the hiring manager for 30 to 60 minutes.
","requirementsSection":"
Bachelor’s Degree in Sales and Marketing or related fields.
8-10 years of experience in Merchant Business within Fintech or a Commercial Bank, with a focus on managing large merchants.
Strong communication and interpersonal skills.
Proven track record of success in key account management, preferably within the fintech industry.
Experience in managing high-performing sales teams.
Flexibility, result-oriented mindset, and a strong work ethic.
Self-motivated and capable of working independently to meet and exceed sales targets.
Previous experience in Customer Service is a plus.
","url":"https://jobs.workable.com/view/8HTEN59SQk865hu5q86MNC/hybrid-state-head---merchant-acquiring-in-calabar-at-fairmoney","language":"en","locations":["Calabar, Cross River, Nigeria"],"location":{"city":"Calabar","subregion":"Cross River","countryName":"Nigeria"},"created":"2025-02-09T00:00:00.000Z","updated":"2025-02-09T00:00:00.000Z","company":{"id":"5ab36158-dfa2-450b-aa26-4a3f749726db","title":"FairMoney","website":"https://fairmoney.io/","image":"https://workablehr.s3.amazonaws.com/uploads/account/logo/519744/logo","description":"
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"hybrid"},{"department":"Data and Analytics","id":"6e692a36-6f89-4ac3-af87-7761a6c32912","title":"Data Engineer - DWH","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
Role and Responsibilities
As a Data Engineer at FairMoney, You will be responsible for mainly, but not limited to:
Work closely with Data Analysts/Scientists, understand the business problems, and translate the requirements into a database, ETL, or reporting solution
Design, build, and maintain ingestion and integration of multiple types of data sources
Proficiency in converting heterogeneous data sources to simplified Data Models following Data Warehousing Best Practices for reducing the time-to-value of data for analysis
Build data orchestration pipelines over Airflow for automation and scheduling
Implement tools and processes for ensuring data quality, and freshness with reliable, versioned, and scalable solutions
Identify issues in data flow and improvements in data stack which comprises visualization tools (Tableau/Power BI), data warehouse (Snowflake), modeling (dbt), git, and other in-house built as well as open source tools.
Implementing new technologies in a production environment to create a frictionless platform for data analytics and science teams
Make it easy for business stakeholders to get a better understanding of data, and make the organization data-literate for self-serve analytics.
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Training & Development
Family Leave (Maternity, Paternity)
Paid Time Off (Vacation, Sick & Public Holidays)
Recruitment Process
A screening interview with one of the members of the Talent Acquisition team ~30 minutes.
Assignment to be done at home.
Technical Interview - SQL/Python proficiency with Tech.Team ~60 minutes
Highest proficiency in SQL and ability to build optimized queries on very large datasets.
2-5 years of work experience in designing, developing & maintaining ETL, databases & OLAP Schema, and Public Objects (Attributes, Facts, Metrics, etc.)
Proficient with transactional Python and good to have, as well as analytical Python.
Proficiency in data principles, system and data architecture, and dimensional data modeling for Data Warehousing and Business Intelligence.
Basic knowledge of Tableau/Power BI dashboard building to create monitoring dashboards.
Good to have development experience in building business applications with a good command of Bash, Docker, Kubernetes and Cloud Platforms.
Effectively form relationships with the business in order to help with the adoption of data-driven decision-making.
Ability to learn new software and technologies quickly to create prototypes for business use cases and make them ready for production.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Sales","id":"94d3478a-3ac5-4695-9334-049d12d7f58f","title":"Business Operations Manager","state":"published","description":"
About the company
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video.
Role Overview: The Business Operations Manager will be responsible for overseeing and optimizing daily operations, ensuring efficient workflows, and supporting the strategic objectives of the organization. This role is integral to driving growth, improving operational efficiency, and maintaining high standards across all business processes.
Key Responsibilities:
Operational Management:
Oversee daily operations to ensure smooth and efficient workflows.
Develop, implement, and refine standard operating procedures (SOPs) for various business functions.
Identify inefficiencies in processes and recommend solutions to improve performance and reduce costs.
Strategic Planning:
Collaborate with the leadership team to set business goals and develop operational strategies to achieve them.
Provide data-driven insights to guide decision-making and improve overall business performance.
Team Leadership and Development:
Supervise and mentor team members to foster a high-performance culture.
Define clear roles and responsibilities within the team and ensure accountability.
Lead recruitment, onboarding, and training efforts to build a competent and motivated workforce.
Financial Oversight:
Monitor budgets, expenditures, and financial performance to ensure alignment with business objectives.
Collaborate with the finance team to prepare forecasts, reports, and analyses to support decision-making.
Project Management:
Plan, execute, and manage special projects and initiatives, ensuring timely delivery and quality outcomes.
Coordinate cross-functional teams to achieve project goals.
Relationship Management:
Build and maintain strong relationships with clients, partners, and vendors to support business growth and operations.
Act as a point of escalation for operational issues, ensuring swift resolution and stakeholder satisfaction.
Compliance and Risk Management:
Ensure compliance with relevant regulations, industry standards, and company policies.
Identify and mitigate potential risks to the business.
","socialSharingDescription":"About the companyFairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding f...","employmentType":"Full-time","benefitsSection":"
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Pension Plan
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Training & Development
","requirementsSection":"
Qualifications and Skills:
Bachelor’s degree in Business Administration, Management, or a related field (MBA is a plus).
Minimum of 5 years of experience in operations management or a similar role.
Strong leadership and team management skills.
Excellent problem-solving and decision-making abilities.
Proficient in using productivity and project management tools (e.g., MS Office, Asana, Trello).
Strong financial acumen and understanding of budgeting and forecasting.
Exceptional communication and interpersonal skills.
Ability to adapt to a fast-paced, dynamic work environment.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"hybrid"},{"department":"Sales","id":"a3964bc2-eea4-4a72-a0b2-aab031372251","title":"State Head","state":"published","description":"
About the company
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video.
About the Role: As the State Head (Aggregator Network), you are the CEO of the region, responsible for regional performance and individual state under purview. You must be self-driven, result oriented and most importantly – An A player. You are primarily responsible for shaping and driving your region’s growth strategy to correctly position it within landscape in Nigeria by working with the Head of Retail Banking in cementing the FairMoney strategy of becoming the largest neobank in Nigeria.
Roles and Responsibilities:
Source for new clients and expand client network in the retail marketplace (Agents and consumers).
Develop and maintain market dominance by ensuring acquisition, retention and Month on Month growth in acquisition and loan conversion in market segment.
Drive corporate strategy in Schools, Markets, Partnerships with OFIs/Super Agents/ Aggregators and Agricultural value chain.
Sign up and maintain relationship with value chain actors.
Monitor regional performance, staff and consumer behavior and provide market intelligence to the team.
Proper Branding and training of Agents/Consumers and partners.
Comply with rules, regulations and legislation governing the financial services industry.
Motivate, mentor and supervise regional staff for delivery of FairMoney corporate objective.
Consistently deliver monthly OKR.
Any other responsibility as may be assigned by the Head of Retail Banking.
","socialSharingDescription":"About the companyFairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding f...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Pension Plan
Paid Time Off
Work From Home
Training & Development
Performance Bonus
Recruitment Process:
A screening call with the Senior Recruiter ~30 minutes
Technical interview with the Hiring Manager ~30 minutes
An executive interview with Senior Executives
","requirementsSection":"
A Bachelor's degree in any relevant discipline
A minimum of 6 - 8 years of experience in the Agency Banking business.
Must have an android phone.
Proven experience managing a high performance sales team.
Ability to motivate a team of Sales Managers for performance.
Extremely flexible, result oriented, hardworking with a strong track record of success.
Ability to self-motivate and manage self.
Good communication and interpersonal skills.
Customer orientation and ability to adapt/respond to different characters.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"hybrid"},{"department":"Data and Analytics","id":"3d4a60bc-83a8-4639-bf8b-cb287d944870","title":"Data Engineer","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. FairMoney maintains a strong international presence, with offices in several countries, including France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
We are building Engineering centres of excellence across multiple regions and are looking for smart, talented, driven engineers. This is a unique opportunity to be part of the core engineering team of a fast-growing fintech poised for more rapid growth in the coming years. To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video.
Role and responsibilities
We are seeking an experienced Data Engineer with a strong background in Python programming, feature development, and expertise in AWS environments. The ideal candidate will be responsible for designing, implementing, and maintaining data pipelines and systems that support data-driven decision-making within the organization. Responsibilities
Data Pipeline Development: Design, construct, and maintain scalable data pipelines for efficient extraction, transformation, and loading (ETL) processes using Python and SQL.
Feature Engineering: Collaborate with data scientists to develop and optimize features that enhance model performance and drive business insights.
AWS Management: Utilize AWS services (such as S3, Redshift, Glue, and Lambda) to manage data storage, processing, and security effectively.
Data Quality Assurance: Ensure data quality and integrity by implementing validation, cleansing, and error handling processes.
Collaboration: Work closely with cross-functional teams, including data analysts, software engineers, and business stakeholders, to understand data requirements and deliver effective solutions.
Documentation: Maintain comprehensive documentation of data pipelines, processes, and best practices to facilitate knowledge sharing.
Performance Monitoring: Monitor data infrastructure for performance and reliability, promptly addressing any issues that arise.
Continuous Improvement: Stay updated on industry trends and emerging technologies to continuously optimize data architecture and processes
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Training & Development
Family Leave (Maternity, Paternity)
Paid Time Off (Vacation, Sick & Public Holidays)
Remote Work
Recruitment Process
A screening interview with one of the members of the Talent Acquisition team ~30 minutes.
Assignment to be done at home
Technical interview ~ 60 minutes
Final Interview with - Head of Data Engineering ~ 60 minutes
","requirementsSection":"
Education: Bachelor’s or Master’s degree in Computer Science, Engineering, Information Technology, or a related field.
Experience: Minimum of 3 years of experience as a Data Engineer or in a similar role with a focus on Python programming and feature development.
Proficiency in Python and relevant libraries (e.g., Pandas, NumPy).
Strong understanding of SQL for querying databases.
Hands-on experience with AWS services such as S3, Redshift, Glue, EMR, and Lambda.
Knowledge of machine learning concepts and experience in feature engineering.
Familiarity with DevOps practices for CI/CD pipelines.
Experience with version control systems like Git.
Familiarity with Kafka/Flink is desirable but not mandatory.
Candidates with prior experience in Banking, Lending, or Credit Business will be prioritized
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Merchant Loan Offline","id":"20a7fd6c-0066-4b11-95dc-763929dc68bf","title":"Portfolio Manager","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
The Portfolio Manager will Build and manage with effectiveness and efficiency a large porfolio of customers with the strict minimum risk acceptance level by selling the different products of the company. The Portfolio manager remains responsible of the fund given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for. Key Responsiblities
Pre-loan disbursement
Promote/Market Fairmoney’s products to prospective clients by using all the channels possible
Visit and evaluate potential client businesses
Visit client’s personal house when it’s necessary
Visit co-debtor, guarantor’s house and businesses when it’s required.
Analyze financial data of client’s businesses
Analysis of quantitative and qualitative data of client businesses and households.
Prepare loan documents for credit committee
Present loan files to credit committee.
Enter Loan files in the MIS.
Represent Fairmoney towards all active and potential partners with dignity and pride.
Fulfill all other necessary assignment to support by the institution
Post-Loan Disbursement
Conduct monitoring visits to business and households
Follow- up on day-to-day loan repayment.
Manage loan recovery from active and write-off client until complete reimbursement.
Assess the impact of loan before renewal
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruitment Process:
A screening call with a member of the recruitment team for 30 minutes.
Technical interview with the hiring manager for 30 to 60 minutes.
","requirementsSection":"
HND/Bachelor’s Degree in Sales and Marketing or related fields.
A minimum of 4 years of experience in Loan Sales / Portfolio Management
Ability to motivate a team of Sales Managers for performance.
Extremely flexible, result-oriented, and hardworking with a strong track record of success.
Ability to self-motivate and manage self.
Good communication and interpersonal skills.
High level of integrity
Dynamic and motivated and individuals who like to work outdoors.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"on_site"},{"department":"Finance","id":"4d81b191-54c3-4dd5-85fb-3235502b18e0","title":"VP, Strategic Finance","state":"published","description":"
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. FairMoney maintains a strong international presence, with offices in several countries, including France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch this informative video.
Job Summary:
We are seeking a highly skilled and motivated Senior Finance Manager to join our dynamic global Finance team in FairMoney. The ideal candidate will take up a critical multi-faceted role responsible for a wide range of responsibilities covering treasury and liquidity analysis, managing finances for new entities, supporting M&A activity, managing liabilities (deposit mobilisation), driving board and investor reporting, and aiding in international expansion efforts. This role also involves collaborating with consultants, auditors, and legal counsel to ensure the company’s financial health and strategic growth.
Key responsibilities
1. Treasury and Liquidity Analysis:
Conduct weekly and monthly liquidity analysis to ensure optimal cash flow management.
Monitor and report on the company’s liquidity position and forecast future cash flows.
Identify and mitigate potential liquidity risks.
2. Deposit Mobilisation Management:
Perform analyses to help manage and grow the firm’s deposits including pricing analyses, develop appropriate incentivisation programmes
Report on deposit mobilisation operation periodically and own the assessment of deposit rates
Develop strategies to optimize the company’s liability structure.
3. Board and Investor Reporting:
Own preparation of group board reports and presentations for investors.
Ensure accurate and timely delivery of board decks and investor reports (quarterly cycle)
Provide support during board meetings and investor calls.
4. Mergers and Acquisitions (M&A) Support:
Assist in the evaluation and execution of M&A opportunities.
Perform financial due diligence and valuation analysis.
Collaborate with cross-functional teams to integrate acquired businesses.
5. Financial Management for New Entities:
Oversee the financial and accounting setup for new business entities.
Ensure compliance with local and international accounting standards and regulations.
Develop, implement and manage/control financial policies and procedures for new entities.
6. International Expansion:
Assist with the incorporation of new entities as part of the company’s international expansion program.
Ensure compliance with local regulations and requirements in new markets.
Coordinate with internal and external stakeholders to facilitate smooth setup and operation of new entities.
7. Financial Analysis:
Conduct various ad hoc financial analyses as required by management.
Provide insightful financial data to support strategic decision-making.
Prepare detailed reports and presentations for senior management.
","socialSharingDescription":"FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned glob...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Pension Plan
Training & Development
Hybrid work
Paid Time Off
","requirementsSection":"
Qualifications:
Bachelor’s degree in Finance, Accounting, Economics, or a related field.
Professional accounting qualification (e.g., ACA, ACCA, CPA) viewed favourably
Minimum of 5 years of experience in finance, with a focus on liquidity management, financial analysis, or M&A activities.
Knowledge of relevant financial regulations and compliance requirements.
Understanding of banking and financial services business model and unit economics.
Key Competencies:
Curiosity and appetite to learn
Strong analytical and problem-solving skills
Ability to own project briefs, work independently and manage end-to-end process to resolution
Ability to manage multiple projects and deadlines.
Strong organizational and time management skills.
Strong Excel modelling skills
Good PowerPoint skills
Excellent communication and interpersonal skills.
Attention to detail and high level of accuracy.
Team player with a collaborative approach to work.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
","url":"https://jobs.workable.com/company/ccBaMMxRfjDf538cTRNwaZ/jobs-at-fairmoney","socialSharingImage":"https://workablehr.s3.amazonaws.com/uploads/account/open_graph_logo/519744/social","socialSharingDescription":"FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures."},"workplace":"remote"},{"department":"Sales","id":"f476b60f-167f-43c9-97b3-a294b75c7b06","title":"Relationship Manager","state":"published","description":"
About the company
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
The Relationship Manager will drive offline merchant acquiring businesses (Chain Stores, restaurants, Supermarkets, FMCG, Pharmacy, Betting, etc.), and develop strategies to increase sales revenue.
Roles and Responsibilities:
S/he will be responsible for driving the business of Merchant acquiring in the different merchant sectors (Supermarket, Pharmacies, Filling Stations, Eateries & Restaurants, Lounge and Bar and Hotels), within the Region, and developing; deploring strategies to increase sales revenue.
Developing plans and strategic initiatives for growing the Merchant Acquisition business and achieving the companys sales goals;
Managing and leading the Merchant acquisition team within the Region, to deliver profitable growth.
Daily, Weekly, and Monthly monitoring of the KPI of the Merchant team within the assigned Region, ensuring all targets are met and exceeded consistently.
Drive the KAMs to ensure they hit all KPIs for the individual teams.
Hit target quotas for set KPIs for the Region(Transaction value, volume, and revenue).
Monitoring market trends and providing regular competitor feedback to the Merchant Acquisition Manager.
Have a good understanding of the business's products or services and be able to advise others about them.
Follow up with Merchants and ensure active and inactive merchants are visited and if need be, mobilize retrieval of POS from inactive business partners within the region.
","socialSharingDescription":"About the companyFairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding f...","employmentType":"Full-time","benefitsSection":"
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
Recruitment Process:
A screening call with a member of the recruitment team for 30 minutes.
Technical interview with the hiring manager for 30 to 60 minutes.
","requirementsSection":"
Bachelor’s Degree in Sales and Marketing or related fields.
A minimum of 6 to 8 years of experience in the Merchant business.
Must have an Android phone.
Proven experience managing a high-performance sales team.
Ability to motivate a team of Sales Managers for performance.
Extremely flexible, result-oriented, and hardworking with a strong track record of success.
Ability to self-motivate and manage self.
Good communication and interpersonal skills.
Customer orientation and ability to adapt/respond to different characters.
FairMoney is a credit-led mobile banking platform for emerging markets. The company was launched in 2017, operates in Nigeria and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. For most positions, it's possible to join FairMoney remotely or in one of our offices: Paris, Bangalore, Lagos, İstanbul, and Riga.
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