# Loan Analyst

**Company:** [mcl finance](https://jobs.workable.com/companies/qudcvz11t14gt8FyTGRQgT.md)
**Location:** London, United Kingdom
**Workplace:** on site
**Employment type:** Contract
**Department:** Lending

[Apply for this job](https://jobs.workable.com/view/0b440ad4-87f9-4d75-95b5-74a6301ab564)

## Description

**Loan Application Analyst**  
📍 London

**About MCL Finance**  
Since 2018, we've helped over 2,000 SMEs across the UK and UAE access the capital they need to grow — fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork — we work with brokers and business owners to deliver funding that fits, without the faff.

🎯 **Our Mission**  
To reshape SME finance and level the playing field for good — giving ambitious businesses the fast, fair funding they need to build what's next.

**The Role**  
The Loan Application Analyst plays a critical role in maintaining the speed and quality MCL is known for. You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning — a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance.

**Key Responsibilities**

-   Work through and verify loan application bank statements for accuracy, clarity and completeness
-   Identify errors, missing information, and inconsistencies in application packs
-   Liaise with underwriters, brokers and internal teams to clarify and correct submissions
-   Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
-   Support the operations and credit teams to ensure only clean files move to decisioning

🔍 **What We're Looking For**

-   A finance, accounting, or related degree
-   Strong Excel skills
-   Excellent attention to detail and comfortable working with data, documents, and financial records
-   A steady, hungry attitude — ready to get stuck in, no ego
-   Strong organisational skills and able to meet tight deadlines
-   Clear, efficient communicator, internally and with external brokers

**Bonus**

-   Previous experience in financial services, lending, or quality assurance

**Our Offer**

-   Salary: £30,000
-   25 days annual leave (plus bank holidays)
-   Private health insurance with AXA
-   Income protection
-   Life assurance
-   Statutory pension
-   Fully stocked snacks, drinks, and coffee machine
-   Monday lunch on us!

👋 **Think you're a fit? Let's talk.**