# Merchant Cash Advance (MCA) Processor

**Company:** [High Rise Capital](https://jobs.workable.com/companies/8PRsn2kE5aGkFR8uyimzYx.md)
**Location:** New York, United States
**Workplace:** on site
**Employment type:** Full-time

[Apply for this job](https://jobs.workable.com/view/1af910c4-73fa-49c0-8a9b-02c4c45bd896)

## Description

### Key Responsibilities

-   Review new deal submissions for completeness (applications, bank statements, IDs, voided checks, etc.)
-   Communicate with ISOs, brokers, and merchants to collect missing documents and clarify information
-   Organize files and prepare them for underwriting review
-   Verify merchant and owner information, including business details, ownership, and bank account data
-   Prepare, send, and track contracts and e-signatures
-   Complete pre-funding checklists and coordinate with the funding team
-   Update deal statuses and notes accurately in the CRM/loan management system
-   Follow compliance procedures, including document verification and fraud-prevention protocols
-   Meet daily and weekly processing targets while maintaining a high level of accuracy

## Requirements

### Requirements

-   **1+ year of experience** as a processor in MCA, small business lending, or alternative finance
-   Working knowledge of MCA deal structures and terminology (factor rates, holdbacks, ACH/split funding, stacking, etc.)
-   Ability to read and review business bank statements
-   Strong attention to detail and organizational skills
-   Clear, professional written and verbal communication
-   Comfortable managing multiple deals at once in a fast-paced environment
-   Proficiency with Microsoft Office/Google Workspace and e-signature tools

### Nice to Have

-   Experience with an MCA CRM or LMS (e.g., Salesforce, Centrex, Pipeline, Fusion CRM)
-   Familiarity with UCC filings and basic fraud-detection practices
-   Experience working directly with ISOs/brokers

## Benefits

### What We Offer

-   Competitive salary \[and performance bonuses\]
-   \[Health, dental, and vision insurance\]
-   \[401(k) / retirement plan\]
-   \[Paid time off and paid holidays\]
-   Training and clear opportunities to grow into Senior Processor, Underwriting, or Funding roles
-   A supportive team in a growing industry