# Financial Underwriter

**Company:** [iSupport Worldwide](http://jobs.workable.com/companies/1aXDcgEyBCe8D926xEv7SH.md)
**Location:** Pasig, Philippines
**Workplace:** on site
**Employment type:** Full-time
**Department:** 1 - Sales

[Apply for this job](http://jobs.workable.com/view/249a892a-2a3b-4484-a4b5-bc863338fcad)

## Description

### What is your mission?

We are looking for a highly analytical **Financial Underwriter** to review loan applications, assess borrower risk, evaluate creditworthiness, and support the structuring of financing transactions. The role is responsible for credit analysis, loan underwriting, financial statement review, risk assessment, loan documentation evaluation, credit recommendations, and ensuring compliance with lending policies and regulatory requirements.

**You will provide the best service to our partner brands by performing these tasks:**

-   Review and underwrite loan applications, financing requests, and credit files
-   Assess borrower risk, creditworthiness, repayment capacity, and overall financial strength using financial statements, tax documents, and credit information
-   Prepare detailed credit summaries, underwriting reports, loan evaluations, and lending recommendations
-   Review loan documentation for completeness, accuracy, and compliance with internal lending policies
-   Support the structuring of loan terms, pricing strategies, and risk mitigation recommendations
-   Evaluate collateral supporting credit facilities, including insurance-related assets where applicable
-   Coordinate with advisors, brokers, lending partners, and internal stakeholders throughout the underwriting process
-   Ensure compliance with applicable lending standards, regulations, and credit policies
-   Maintain organised loan records, underwriting files, approvals, and supporting documentation
-   Monitor loan pipelines and underwriting activities to support efficient loan processing
-   Assist with portfolio monitoring and identify potential credit risk exposures or emerging concerns
-   Support continuous improvement of underwriting processes, documentation standards, and risk assessment practices

## Requirements

### Who are we looking for?

-   Bachelor’s Degree in Finance, Accounting, Economics, Business, or a related field
-   Minimum 3 years of experience in credit underwriting, credit analysis, loan processing, commercial lending, consumer lending, or related financial services functions
-   Experience within banking, lending, financial services, mortgage lending, private lending, or credit-focused environments
-   Strong ability to analyse financial statements, tax returns, credit reports, lending structures, and borrower cash flows
-   Experience evaluating loan applications, borrower risk profiles, collateral, and financing transactions
-   High level of financial literacy with sound credit judgment and analytical decision-making abilities
-   Knowledge of lending principles, loan documentation requirements, and credit risk management practices
-   Familiarity with loan management systems, underwriting platforms, CRM systems, and Microsoft Office applications
-   Experience in mortgage underwriting, asset-based lending, private lending, or structured finance is an advantage
-   Exposure to insurance-backed lending products, high-net-worth borrowers, or complex financing structures is preferred
-   CPA, CFA, or other relevant professional certifications are advantageous
-   Excellent written and verbal English communication skills
-   Strong organisational, documentation, stakeholder management, and time-management abilities
-   Exceptional attention to detail, critical-thinking, and problem-solving skills
-   Ability to work independently while collaborating effectively with international stakeholders

## Benefits

### Why you'll love it here?

-   Free lunch meals, fruits, snacks, and beverages for employees assigned to onsite shifts.
-   Access to an onsite gym with a complimentary professional fitness instructor.
-   Weekly fitness activities and an annual fitness challenge with prizes of up to ₱70,000.
-   Weekly employee engagement activities with prizes of up to ₱3,000.
-   Free upskilling academy to support career growth and professional development.
-   State-of-the-art office facilities and modern workstations.
-   Access to employee amenities including sleeping quarters, game area, chat room, and shower rooms.
-   Fun, collaborative, and employee-focused work environment.