# Assistant Vice President, Executive Underwriter - Programs (Property Expertise) **Company:** [Liberty Mutual Canada](http://jobs.workable.com/companies/ddYo7EykYvYQLCnaCpNgea.md) **Location:** Toronto, Canada **Workplace:** hybrid **Employment type:** Full-time **Department:** Underwriting [Apply for this job](http://jobs.workable.com/view/43706cab-2091-4421-88e4-c720a97724b2) ## Description **Assistant Vice President, Executive Underwriter - Programs (Property Expertise)** **Department**: Alternative Risk Solutions & Programs **Location:** Toronto, ON **Reports** **To**: Vice President, Senior Underwriting Manager, Fronting & Programs **Company Overview****:** Liberty Mutual Canada (“LM Canada”) is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal, and Halifax. At LM Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding, and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At LM Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed. If you don’t meet every listed requirement, we still encourage you to apply. We welcome diverse backgrounds and perspectives that can strengthen our team. Our core values guide all our decision-making and come to life through our benefits and employee programs. We offer: - A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance. - Competitive health & dental benefits plan - Market-leading pension plan - Competitive time off policy - External education & tuition reimbursement programs - Employee & Family Assistance Programs - An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion. **The Opportunity****:** We are seeking a **Assistant Vice President, Executive Underwriter - Programs** with extensive **Property** **Expertise** to play a key role in the profitable growth and strategic development of our Programs’ portfolio. This role sits at the intersection of program underwriting, portfolio management, and specialized property risk, with a strong emphasis on designing, scaling, and optimizing property-driven programs across niche and emerging industries. The successful candidate will bring a blend of technical property underwriting expertise and program leadership experience, with the ability to build, evaluate, and evolve programs from both a portfolio and individual risk perspective. This includes influencing underwriting strategy, enhancing governance frameworks, and partnering with MGAs and brokers to deliver sustainable, profitable growth. **Key Responsibilities****:** _**Program & Portfolio Leadership**_ - Lead underwriting oversight of a portfolio of delegated and non-delegated authority programs, with a strong emphasis on property and property-led programs - Conduct holistic program reviews, including profitability, rate adequacy, CAT exposure, and long-term sustainability - Drive portfolio segmentation strategies, identifying growth opportunities within specialized property niches (e.g., emerging industries, complex risk segments) - Contribute to the creation, launch, and scaling of new programs, including development of underwriting guidelines and product wordings _**Technical Property Underwriting Expertise**_ - Underwrite and guide complex commercial property risks, including large and non-standard exposures - Apply deep understanding of property coverage, wordings, CAT modelling, and facultative reinsurance structures - Support program partners in risk selection, pricing strategy, and coverage structuring to ensure alignment with Liberty’s appetite - Provide technical leadership on large accounts, high-value assets, and specialized property exposures _**Broker & MGA Relationship Management**_ - Build and manage strong relationships with MGAs, brokers, and capacity partners - Act as a trusted advisor, influencing underwriting practices and program strategies - Collaborate on market expansion opportunities, including new distribution channels and niche sectors - Ensure consistent service delivery and alignment of underwriting standards across delegated authorities _**Governance, Audit & Performance Management**_ - Lead the review and governance of MGA and delegated underwriting authority agreements, ensuring compliance and alignment with risk appetite - Oversee and enhance program audit protocols, including underwriting quality, claims trends, and financial performance - Monitor portfolio performance using data-driven insights, actuarial inputs, and claims analysis - Identify emerging trends and proactively implement corrective actions and underwriting adjustments _**Strategy, Innovation & Growth**_ - Contribute to the national Programs strategy, with a focus on property-led growth segments - Identify opportunities to expand into specialized industries (e.g., cannabis, manufacturing, niche property sectors) - Champion innovation in program design, underwriting processes, and market positioning - Support development of standardized frameworks, playbooks, and scalable underwriting models _**Cross-Functional Collaboration**_ - Partner closely with Actuarial, Risk Services, Claims, Reinsurance, and Legal to drive profitability - Translate technical insights into actionable strategies for program partners and internal stakeholders - Support internal knowledge sharing and elevate technical underwriting capability across the Programs team - Applicable experience in casualty and/or financial lines, given that property-centric programs may include some of these elements **Skills & Qualifications:** - 7+ years of commercial P&C underwriting experience, with a strong emphasis on property underwriting and programs/portfolio management - Demonstrated experience in: - Building or managing insurance programs or niche segments - Underwriting complex property risks and large accounts - Working with MGAs and delegated authority models (a preference) - Strong understanding of: - Property wordings, CAT exposures, and reinsurance structures - Portfolio analytics, profitability metrics, and program performance tracking - Proven ability to: - Drive profitable growth within specialized segments - Balance technical underwriting discipline with commercial strategy - Influence stakeholders across brokers, MGAs, and internal teams _**What Success Looks Like:**_ - Successful scaling and optimization of property-focused programs - Strong profitability and portfolio performance across assigned programs - Enhanced governance, audit rigor, and underwriting consistency - Development of innovative, market-leading program solutions _Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario and British Columbia we publish a Target Hiring Range in compliance with the Ontario Pay Transparency Act and the BC Pay Transparency Act._ _This posting is for an active, current vacancy._ _Target Hiring Range: CAD $140,000 – 190,0000_ _This range represents the expected annual base salary for this role, however, offers above the published maximum may be approved with appropriate business authorization. Final offers will be determined based on each candidate's qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply._ _We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days. _ _**Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.**_