# Compliance & Credit Risk Executive (0069 July 2026)

**Company:** [Royal Ocean Marine](http://jobs.workable.com/companies/fCSFmp1vRuEu2Di2jMLrix.md)
**Location:** Singapore, Singapore
**Workplace:** on site
**Employment type:** Full-time
**Department:** Account/Finance (All Industries)

[Apply for this job](http://jobs.workable.com/view/6f5c7f5d-a509-4b86-b938-a1f3656c9cee)

## Description

### **Position Overview**

We are seeking a detail-oriented and analytical **Compliance & Credit Risk Specialist** to join our client's team. This dual-focused role is critical in mitigating financial, regulatory, and credit risks within the dynamic and fast-paced marine fuel/bunkering sector. You will be responsible for ensuring strict regulatory compliance, conducting robust credit evaluations, managing counterparty exposure, and supporting basic trade finance operations to facilitate safe business growth.

### **Key Responsibilities**

### 1\. Regulatory Compliance & KYC

-   **Regulatory Adherence:** Ensure full compliance with all applicable local and international regulations, with a strong focus on AML/CFT, sanctions, and maritime trade regulations.
-   **Counterparty Due Diligence:** Perform robust Know Your Customer (KYC) and Customer Due Diligence (CDD) checks for onboarding new clients and conducting periodic reviews of existing ones.
-   **Risk Categorization:** Assess and classify counterparties into high, medium, and low-risk profiles based on defined compliance frameworks.
-   **Transaction Monitoring:** Actively monitor transactions for suspicious activities, flag potential anomalies, and escalate compliance breaches or risks in a timely manner.
-   **Audit Support:** Maintain meticulous documentation in alignment with regulatory standards; support both internal and external audits to ensure flawless record-keeping.
-   **Market Intelligence:** Stay abreast of evolving regulatory changes and global sanctions impacting marine fuel operations.

### 2\. Credit Risk & Portfolio Management

-   **Credit Evaluation:** Conduct comprehensive credit assessments for new and existing customers, including in-depth financial analysis and risk profiling.
-   **Limit & Terms Management:** Review, recommend, and establish credit limits and payment terms while continuously monitoring counterparty exposure in highly volatile markets.
-   **Exposure Monitoring:** Track customer credit exposure daily to ensure strict adherence to approved limits and proactively recommend mitigation measures to reduce risk.
-   **Reporting:** Prepare daily credit risk reports and distribute them to the Trading Department prior to the start of trading hours.
-   **Breach Coordination:** Coordinate across departments when credit limits are exceeded, and secure ad-hoc management approvals in accordance with credit policy when justified.

### 3\. Receivables Management & Cross-Functional Collaboration

-   **Aging Analysis:** Monitor accounts receivable, proactively highlighting overdue accounts, payment delays, or potential default risks.
-   **Dispute & Collection Resolution:** Partner with internal cross-functional teams and external parties to resolve outstanding payment issues and collection disputes.
-   **Stakeholder Alignment:** Collaborate closely with the Accounts and Trading teams to balance effective risk management with business enablement.

### 4\. Trade Finance & General Operations

-   **Trade Finance Support:** Facilitate basic trade finance operations, including the issuance of Letters of Credit (LCs) and managing settlements/payments under LCs.
-   **Ad-Hoc Duties:** Perform other related duties and special projects as assigned by management to support business agility.

## Requirements

-   Diploma/Degree in Finance, Accounting, Business, Maritime Studies, or related field.
-   3–5 years of direct credit risk experience and compliance, or trade finance.
-   Strong financial analysis skills, including interpretation of financial statements, leverage metrics, and liquidity assessment.
-   Experience assessing counterparty risk across traders, producers, processors etc.
-   Strong communication skills to explain credit decisions clearly to traders, management and stakeholders.
-   Ability to operate effectively in a fast-paced trading environment.
-   Pragmatic and solutions-oriented mindset, balancing risk control with commercial objectives
-   Integrity, attention to detail, and accountability.
-   With A Trade Finance background will have an added advantage.
-   Experience in bunkering, shipping, oil trading, or commodity trading is an advantage.

## Benefits

Chan Chee Meng

EA 07C3069

R1110620