# Customer Onboarding Officer

**Company:** [HugoBank](http://jobs.workable.com/companies/7zXE45sQkpGaSwbBnYmnRP.md)
**Location:** Karachi, Pakistan
**Workplace:** on site
**Employment type:** Full-time
**Department:** Operations

[Apply for this job](http://jobs.workable.com/view/70070ecd-a541-41cd-ad90-48d3d2c281f4)

## Description

The Customer Onboarding Officer is responsible for ensuring an efficient, compliant, and seamless onboarding experience for HugoBank customers. The role involves reviewing customer onboarding applications, performing KYC and AML/CFT-related checks, managing onboarding exceptions, and ensuring adherence to regulatory requirements, internal policies, and operational procedures.

**Key Responsibilities**

-   Conduct Level-1 review of digital onboarding applications, customer information, and supporting documents to ensure completeness, accuracy, and compliance with KYC, AML/CFT, and internal requirements.
-   Review customer responses and reassess applications after closure of identified observations.
-   Process assigned customer account management requests received through the Contact Centre in accordance with approved procedures.
-   Conduct customer name screening and sanctions screening reviews as per compliance policies and regulatory requirements.
-   Identify and escalate PEPs, High-Risk customers (as per the Bank’s CRP Model), and other exceptional cases to Compliance for Enhanced Due Diligence and further review.
-   Maintain accurate records of onboarding decisions, screening outcomes, exceptions, and escalations to support audit and regulatory reviews.
-   Ensure timely completion of onboarding activities within defined TATs while maintaining operational quality and compliance standards.

## Requirements

-   Bachelor’s degree in Business, Finance, or a related field (Master’s degree preferred).
-   2–5 years of experience in customer onboarding, KYC operations, AML/CFT compliance support, or related roles within the banking sector.
-   Strong understanding of KYC, AML/CFT regulations, customer due diligence, and digital onboarding processes.
-   Experience working with digital banking platforms, onboarding workflows, or customer management systems is preferred.
-   Strong attention to detail, analytical ability, and effective written and verbal communication skills.