# Credit Analyst (9mth contract)

**Company:** [Kubota Australia and New Zealand](null/companies/uZLWDKnYpLpBXbmwfwGnVW.md)
**Location:** Truganina, Australia
**Workplace:** hybrid
**Employment type:** Contract
**Department:** Kubota Australia Finance (KAF)

[Apply for this job](null/view/707b1ebe-c820-4afe-9c7b-29ab5b682c7d)

## Description

As an experienced Credit Analyst with expertise in equipment/ heavy machinery/motor vehicles, in this 9 month contract, you will undertake credit assessment for Australia and New Zealand jurisdictions, providing customer service from application to completion of documentation.

In this hands on contract opportunity you will:

●   Undertake credit analysis for equipment financing within policy, procedure, operating guidelines, governance requirements.  Undertake assessments within agreed service levels and quality standards and to lending authority limits

●   Perform and review Credit Bureau, Know Your Customer (KYC) and compliance checks

●   Prepare, and submit for approval, a range of documentation, including but not limited to; credit memos.

●   Maintain appropriate record keeping, including updates to required databases, systems and logs

●   Manage customer queries, issues and complaints, including effective escalation as required.

●   Undertake a range of activity and/or compliance reporting to schedule and/or ad hoc as required for internal use and/or for use by relevant bodies or authorities

●   Actively identify credit related risks and issues, particularly in relation to compliance and governance matters, escalating and/or resolving these within limits of authority and responsibility

●   Assist with account management duties (as directed)

●   Share your expertise including providing support, coaching and mentoring to colleagues

## Requirements

To apply you should be an Australian citizen/ resident or already have approved work rights that allow unrestricted work for a period least 28 days longer than the contract period. Your profile would likely include:

●   Tertiary qualification in Business/ similar (desirable)

●   Proven experience in a similar role in the Financial Services industry with significant experience in commercial and/ or asset finance credit assessment, ideally in relation to commercial and/ or asset financing for equipment/ heavy machinery/ motor vehicles

●   A current (or recent) Delegated Lending Authority of at least $100,000 or greater

●   Sound applied knowledge of relevant Australian and New Zealand legislation, including but not limited to; Privacy Act, Code of Banking Practice and National Credit Code

●   Proven ability to analyse and identify acceptable lending risk and exercise professional judgment

●   Proven integrity in relation to conduct and compliance with policy, procedure, governance and regulatory requirements

●   Experience in the preparation of a range of reporting and documentation for internal use and external bodies/ authorities

●   Ability to coordinate and prioritise workflow and work items to meet deadlines whilst achieving high levels of service and quality

●   Attention to detail and focus on accuracy

●   Well developed general computing skills, including proficiency in the use of the MS Office/ Google suite and a lending customer management system

●   Proven ability to develop and maintain professional customer and other working relationships

●   Highly developed communication and interpersonal skills

●   Highly developed numerical capability, analysis and problem-solving skills

●   Proven ability to work autonomously without direct supervision, and, as part of a team in a fast paced, dynamic environment

## Benefits

Work with great people in a globally recognised, stable brand with a focus on ongoing business growth and sustainability.

Benefits include:

-   Required tech equipment
-   Salary sacrifice option for novated leasing motor vehicle/s and product discounts via Flare Benefits and in-house product purchase discount
-   Option to attain up to 15% superannuation
-   21 days Annual Leave
-   Opportunity to participate in Corporate Social Responsibility activity