# Senior Management Accountant

**Company:** [mcl finance](https://jobs.workable.com/companies/qudcvz11t14gt8FyTGRQgT.md)
**Location:** London, United Kingdom
**Workplace:** hybrid
**Employment type:** Full-time
**Department:** Finance

[Apply for this job](https://jobs.workable.com/view/8a39e58b-f05a-4a05-af81-5d1fa0fa95e8)

## Description

**Senior Management Accountant**  
📍 London | Hybrid | Reporting to: Financial Controller

**About MCL Finance**  
Since 2018, we’ve helped over 2,000 SMEs across the UK and UAE access the capital they need to grow — fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork — we work with brokers and business owners to deliver funding that fits, without the faff.

🎯 **Our Mission**  
To reshape SME finance and level the playing field for good — giving ambitious businesses the fast, fair funding they need to build what’s next.

**The Role**  
As Senior Management Accountant, you’ll take ownership of core reporting and control activity while helping us build a robust, scalable finance function. The role offers broad exposure across management reporting, finance operations, treasury support, payroll and process improvement, with the chance to shape how finance supports a growing lending business.

**Key Responsibilities**

-   Own month-end close and monthly management reporting, including accruals, prepayments, journals, accounts payable and receivable, reconciliations, and variance analysis against budget, prior month and prior year
-   Manage finance operations across the lending lifecycle, including reconciliations, payment flows and settlements
-   Support treasury activities through weekly cash forecasting, funding-line management and lender reporting
-   Prepare UK payroll and HMRC submissions
-   Support finance systems, process improvement and automation, and help scale finance processes as the business grows

🔍 **What We’re Looking For**

-   ACCA or CIMA qualified, finalist or part-qualified
-   Experience preparing monthly management accounts and delivering detailed variance analysis against budget, month on month and year on year
-   Hands-on ownership of month-end activities, including accruals, prepayments, journals, accounts payable and receivable, and reconciliations
-   Practical experience applying IFRS 15 and IFRS 9 in a financial services environment (lender, fintech, bank, specialist finance, or audit/advisory work with financial services clients), including hands-on IFRS 9 expected credit loss provisioning for a loan book
-   Experience supporting treasury activities (cash forecasting, funding-line management or lender reporting) and preparing UK payroll and HMRC submissions
-   Advanced proficiency with Excel
-   Eligible to work in the United Kingdom

**Bonus**

-   Experience scaling finance processes in a growing business
-   Background in SME lending, commercial finance or alternative lending
-   Experience with finance systems improvement or automation

**Our Offer**

-   Salary: £45,000 – £55,000 + bonus
-   25 days annual leave (plus bank holidays)
-   Private health insurance with AXA
-   Income protection
-   Life assurance
-   Statutory pension
-   Fully stocked snacks, drinks, and coffee machine
-   Monday lunch on us!

👋 **Think you’re a fit? Let’s talk.**