# FP&A Senior Associate - Cards Stream

**Company:** [Renmoney](http://jobs.workable.com/companies/2xKnWVQCw1utVmojgh5fMH.md)
**Location:** Lagos, Nigeria
**Workplace:** on site
**Employment type:** Full-time
**Department:** Finance

[Apply for this job](http://jobs.workable.com/view/8b9ff64a-6c2f-4075-b5a3-d9d829cf1c3a)

## Description

**Who We Are**

We are a finance-driven organization focused on disciplined financial planning, performance analysis, and strategic decision support across our cards business. Our FP&A function partners closely with senior management and cross-functional teams to drive product profitability, portfolio optimisation, and sustainable growth through data-backed insights and financial discipline.

**The Position**

The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis. This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions. The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.

**What You Will Do**

**Financial Modelling & Scenario Analysis**

-   Build, validate, and maintain credit and debit cards financial models to assess business performance.
-   Conduct scenario and sensitivity analysis to support long-term planning.
-   Support M&A due diligence and integration efforts, if applicable.

**Financial Planning & Forecasting**

-   Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
-   Develop and maintain rolling forecasts to reflect changing business conditions.
-   Analyse variances between actual budgets, and forecasts, providing actionable insights.

**Business Partnering & Decision Support**

-   Provide product profitability optimisation and portfolio management support.
-   Collaborate with department heads to track performance against financial targets.
-   Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.
-   Evaluate business cases for new projects, investments, or cost-saving opportunities.

**Financial Reporting & Analysis**

-   Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
-   Conduct profitability analysis by business unit, product line, or region.
-   Identify trends, risks, and opportunities through financial and operational KPIs.

**Process Improvement & Systems**

-   Enhance financial planning processes through automation and best practices.
-   Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
-   Ensure data accuracy and integrity across financial systems.

## Requirements

**What You Bring**

**Education & Experience**

-   2–5 years of experience in card modeling.
-   Bachelor’s degree in finance, Accounting, Economics, or a related field.
-   Experience in financial modeling, budgeting, and forecasting.
-   Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.

**Key Competencies**

-   Strong analytical and problem-solving skills.
-   Excellent communication and presentation skills.
-   Ability to work cross-functionally and influence decision-making.
-   Detail-oriented with a strong focus on accuracy.
-   Adaptable to fast-paced and dynamic environments.

## Benefits

**What’s In It for You**

-   Impact: Drive business decisions with data-backed insights.
-   Growth: Exposure to senior leadership and strategic initiatives.
-   Skills Development: Enhance expertise in financial modeling, forecasting, and business intelligence.
-   Rewards: Competitive compensation and benefits package.
-   Opportunity: Room for growth and influence in a dynamic environment.