# FP&A Analyst

**Company:** [World Business Lenders, LLC](null/companies/nsA2DtLTXP3vd9cubZCcqV.md)
**Location:** Remote
**Workplace:** remote
**Employment type:** Contract

[Apply for this job](null/view/c6ffc002-f300-4f5f-a92d-d301cd1b819c)

## Description

### [**About World Business Lenders**](https://wbl.com/)

-   World Business Lenders provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. 
-   WBL is a U.S.-based company with a 100% remote workforce. We are seeking a detail-oriented FP&A Analyst to support the company’s financial planning, forecasting, modeling, and management-reporting activities. 
-   This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.

### **Position Overview** 

-   The FP&A Analyst will build, maintain, reconcile, and analyze financial models and reports within an assigned area of the FP&A function.
-   The role requires strong Excel skills, comfort working with large and sometimes incomplete datasets, and the ability to produce accurate, transparent, and well-documented analysis.
-   Analysts are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the primary functional assignment.

### Functional Assignment

1.  **Corporate Planning & Performance —** budget and reforecast support; three-statement forecasting; operating expense and headcount planning; variance analysis; and management reporting.
2.  **Portfolio & Capital —** origination and portfolio forecasting; NPL, REO, and recovery analysis; cash and liquidity; facility and covenant forecasting; and capital scenarios.
3.  **Strategic Finance, Data & Automation —** channel, product, and unit economics; pricing and profitability; business cases and scenario modeling; automated reporting; FP&A data and model governance; due diligence; and workflow automation.  
    

### Role Focus

-   A detail-oriented FP&A Analyst assigned to a primary functional area while supporting the broader planning and analysis needs of the business

### Key Responsibilities 

-   Collect, organize, validate, and maintain financial and operational data used in FP&A models, reporting, and analysis.
-   Build, update, and maintain financial models, forecasts, analyses, and reports within the assigned functional area.
-   Reconcile model outputs and management reports to source data and financial statements and investigate discrepancies.
-   Analyze actual results and business performance, identify material drivers and variances, and prepare clear explanations.
-   Prepare scenario, sensitivity, break-even, and other decision-support analyses as needed.
-   Maintain clear model assumptions, supporting schedules, version control, change logs, and process documentation.
-   Support recurring management reporting and improve or automate reporting where practical.
-   Work with Accounting, Operations, and other departments to obtain required data and resolve inconsistencies.
-   Support broader FP&A, due-diligence, and ad hoc financial projects as needed.

## Requirements

-   **Education:**

-   Bachelor’s degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.  

-   **Experience:**

-   Two to three years of progressive experience in FP&A, financial analysis, financial modeling, budgeting, forecasting, accounting analysis, or a related finance position.  

-   Strong understanding of financial statements, including the income statement, balance sheet, and cash-flow statement.  

-   Experience preparing budgets, forecasts, cash-flow projections, and actual-to-forecast variance analyses.  

-   Advanced proficiency in Microsoft Excel, including:  

-   Financial formulas and functions  

-   Pivot tables and charts  

-   Lookup and conditional formulas  

-   Scenario and sensitivity analysis  

-   Financial model construction  

-   Excel-based reporting and dashboards  

-   Working with large datasets  

-   Ability to review financial information, identify discrepancies, and reconcile reports to source data.  

-   Strong analytical and quantitative problem-solving skills.  

-   Ability to explain financial results and analysis clearly to finance and non-finance stakeholders.
-   Relevant experience in at least one functional assignment listed above; candidates are not expected to have depth across all three.
-   Ability to work independently, manage recurring deadlines, and communicate regularly in a remote environment.

  
**Preferred Qualifications** 

-   Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.  
-   Experience developing management reports or dashboards in Power BI.  

-   Experience supporting multi-entity, multi-business-unit, or consolidated budgeting and forecasting processes.  
-   Experience in one or more of the following: consolidated planning, lending or portfolio analysis, liquidity and capital planning, pricing or unit economics, or financial reporting automation.

## Benefits

**What We Offer**

💰 **USD compensation: $1,000–$1,500, with up to $1,800 considered for candidates with exceptional expertise or relevant experience.**

🏖️ Paid Time Off (PTO).

🌍 Fully remote — work from wherever you do your best work!

**Ready to Apply?**

_If this sounds like you, we'd love to hear from you - submit your CV in English and hit_ _**Apply!**_