# Valuation Quality Control/Review Appraiser

**Company:** [World Business Lenders, LLC](https://jobs.workable.com/companies/nsA2DtLTXP3vd9cubZCcqV.md)
**Location:** Remote
**Workplace:** remote
**Employment type:** Full-time

[Apply for this job](https://jobs.workable.com/view/f38bfa0c-9aae-4d94-b22c-d1be7b7f0252)

## Description

**Overview** 

-   World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team. 
-   Typically, the work schedule is from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, though additional hours may be required based on business needs. 

**About the Role** 

-   The Valuation Quality Control/Review Appraiser will serve as a subject matter expert in residential or commercial real estate appraisal. The role is responsible for reviewing appraisals and other valuation reports prepared by internal analysts and third-party providers, identifying material deficiencies, and recommending property values to the appropriate committee.  

-   This position is focused on appraisal review, quality control, collateral risk assessment, and communication of clear, supportable valuation recommendations. It also entails producing appraisals from start to finish. 

 **What Success Looks Like**  

-   Consistently delivers accurate, timely, and defensible valuation recommendations. 

-   Identifies material appraisal deficiencies and effectively communicates collateral risks. 

-   Provides clear, well-supported recommendations to credit and investment committees. 

-   Maintains high-quality, consistent appraisal review standards and supports junior analysts.   
     

**What You'll Be Doing (Core Responsibilities)**

-   Review residential or commercial appraisals, evaluations, broker price opinions, automated valuation models, inspections, and related valuation reports.  

-   Assess the accuracy, completeness, credibility, and suitability of each report for its intended use.  

-   Evaluate property characteristics, highest and best use, zoning, market conditions, comparable selection, adjustments, income assumptions, capitalization rates, cost estimates, and value reconciliation.  

-   Identify unsupported assumptions, mathematical errors, stale data, weak comparables, excessive adjustments, material omissions, and other valuation deficiencies.  

-   Return deficient reports for correction, clarification, or additional support.  

-   Develop an independent recommendation of property value based on the appraisal, supporting market evidence, internal records, inspections, and other available information.  

-   Recommend acceptance, modification, rejection, or further investigation of submitted valuation conclusions.  

-   Prepare concise written summaries of findings, risks, and recommended values.  

-   Present valuation recommendations to Investment Committee, Asset Resolution Committee, Initial Credit Review Committee or other decision-making committees.  

-   Explain valuation methodology, assumptions, market evidence, and collateral risks to management and committee members.  

-   Recommend additional appraisals, inspections, environmental reports, engineering studies, or other analysis when existing information is insufficient.  

-   Review work completed by junior analysts and provide technical guidance on appraisal methodology, comparable analysis, adjustments, and report documentation.

## Requirements

-   **Education** 

-   Bachelor’s degree in real estate, finance, accounting, economics, business, or a related field.  

-   **Required Experience** 

-   7+ years of experience in real estate appraisal, appraisal review, collateral valuation, underwriting, credit, asset management, or a related field.  

-   Demonstrated experience reviewing both residential and commercial real estate appraisals.  

-   Strong knowledge of the sales comparison, income capitalization, and cost approaches.  

-   Experience evaluating comparable selection, market adjustments, income and expense assumptions, capitalization rates, highest and best use, and value reconciliation. 

-   Experience with distressed, transitional, nonperforming, foreclosed, or complex real estate.  

-   Strong analytical, written, verbal, and presentation skills.  

-   Ability to exercise independent judgment and challenge unsupported valuation conclusions.  

-   Proficiency with Microsoft Excel, public records, property databases, listing platforms, mapping systems, and market research tools.   

-   State Certified General Real Estate Appraiser credential.  

-   MAI, SRA, AI-GRS, ASA, MRICS, or another recognized appraisal designation. 

-    **Key Performance Measures** 

-   Accuracy and defensibility of valuation recommendations  

-   Quality and timeliness of appraisal reviews  

-   Identification of material appraisal deficiencies  

-   Consistency with appraisal review standards  

-   Quality of committee presentations and written recommendations  

-   Variance between recommended values and subsequent transaction outcomes 

-   **Remote Work Requirements** 

-   Stable, reliable internet connection.  

-   Professional and dedicated remote working environment.    
     

-   **Preferred Background / Industry Experience** 

-   Real estate appraisal or appraisal review, particularly residential and commercial properties. 

-   Commercial real estate lending, mortgage lending, credit underwriting, or collateral risk management. 

-   Asset management, special assets, distressed debt, foreclosure, or REO involving complex or transitional real estate. 

-   Experience with portfolio lenders, banks, private credit, or other financial institutions. 

-   Experience supporting credit/investment committees, loan workouts, property dispositions, or other decisions involving real estate collateral.   
     

-   **Key Soft Skills** 

-   Strong analytical judgment and professional skepticism.  

-   Confidence to challenge appraisers, analysts, and internal stakeholders when conclusions are not adequately supported.  

-   Ability to make sound decisions when property information is incomplete or conflicting.  

-   Clear and concise written and verbal communication.  

-   Ability to explain complex valuation issues to non-appraisers and senior executives.  

-   Strong attention to detail without losing sight of the overall collateral risk. 

-   Comfortable defending a valuation recommendation in a committee environment. 

-   Collaborative coaching style when reviewing the work of junior analysts.  

-   High degree of independence, integrity, and objectivity  

-    **Specific Technical Skills Needed** 

-   Expert understanding of residential and commercial real estate appraisal.  

-   Strong command of the Sales Comparison and Income Capitalization approach.  

-   Ability to critically evaluate comparable selection and appraisal adjustments.  

-   Ability to analyze rents, operating expenses, NOI, capitalization rates, discount rates, and income-based valuations.  

-   Strong understanding of highest and best use, zoning, property condition, marketability, and location considerations.  

-   Ability to identify appraisal errors, unsupported assumptions, inconsistencies, and material data gaps.  

-   Experience reviewing distressed, nonperforming, foreclosed, transitional, or otherwise complex collateral preferred.  

-   Working knowledge of USPAP and applicable appraisal independence and regulatory standards.  

-   Proficiency with Excel, public property records, MLS/listing information, mapping tools, commercial real estate databases, and other valuation research resources.

## Benefits

**What We Offer**

-   Enjoy Paid Time Off (PTO)
-   Work from the comfort of your own home – fully remote
-   Compensation paid in USD

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